30 yr fixed: 6.125% . . .
15 yr fixed: 5.625%  . . .
3/1 ARM: 5.500% . . .  
5/1 ARM: 5.675%  . . .  
  7/1 ARM: 5.750% . . .
Mortgage Calculators
 
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Mortgage Calculators

Financing real estate can be a complicated process requiring a great deal of analysis, but at First Banc Mortgage we make life easy for you with these financial calculators:

There are a number of ways to approach an affordability analysis. These convenient calculators allow you to explore your various options so that you can make an informed decision.

You can perform 'what-if' analyses to see how different changes to your income, assets, debts, and available cash reserves affect your purchasing power.

You can also invent 'what-if' scenarios to see how changes to your mortgage term, mortgage loan amount, interest rate, and available cash reserves might affect which home you can afford.

Rent vs. buy calculator allows you to compare the costs of renting and buying a home

Mortgage payment calculator displays your mortgage payment for the term of your loan

Refinance calculator helps you determine when is the right time to refinance

Monthly payment calculator allows you to explore the effect of changes to your loan balance, mortgage term, and interest rate on your monthly P&I payments

Need help? Call 1.877.370.2262 to speak to one of our mortgage consultants.

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MORTGAGE RATES
PROGRAM
RATE
APR
Loans under $275,000
Int. Only ARMs
30 Yr. Fixed 6.375 6.375
5/1 ARM 5.625 5.625
7/1 ARM 5.750 5.750
10/1 ARM 6.000 6.000
Jumbo Loans - $300,700+ construction/permanent
Fixed Rates/ARMs
30 Yr. Fixed 6.250 6.250
15 Yr. Fixed 5.875 5.875
5/1 ARM 5.875 5.875
7/1 ARM 5.875 5.875
10/1 ARM 6.125 6.125
Int. Only Fixed Rates/ARMs
30 Yr. Fixed 6.500 6.500
5/1 ARM 5.875 5.875
7/1 ARM 5.875 5.875
10/1 ARM 6.125 6.125

F.H.A. & V.A. Loans

30 Yr. Fixed 5.875 5.875
15 Yr. Fixed 5.500 5.500

4 Payment Option Loan

Option 1 1.000 1.000
Mortgage rate assumptions